Quick Easy Loans

How it works

Here at Modo we work hard to make sure that our process is as smooth and simple for you as possible. We understand that there is never a right time for those unexpected expenses to appear. You'll find our process only takes a few steps and can be completed fully online in minutes.

Get a loan quote Am I eligible?

Complete our easy online request

It only takes minutes to complete, and all FICO credit scores are welcome.


Get a fast decision after submitting your application

If you are connected with a lender, you will receive an offer from that lender with the terms and conditions of the loan


Sign the paperwork and receive your funds

Most of our panel can fund you either same day or next business day.

Just a click away

Get a fast quote

APR can range between 4.95% to 35.99% APR.

Why Use Modo

It couldn't be an easier decision

No fees, no obligation, no worries

No fees

Our services will always be provided free of charge.

no paperwork
No paperwork

Complete your loan request in just a few moments.

no obligation
No obligation

Get a quote in just a few clicks with no obligation.

credit types
All FICO scores welcome

Save on multiple credit searches that negatively impact your FICO score.

quick transfer
Quick transfer

Once approved, receive your funds either same day or next business day.

Flexible terms

Borrow for up to 24 months and repay with easy monthly installments.

Need Help?

Frequently Asked Questions

This amount depends on the lender who issues the loan, but typically amounts range from $250 to $3000.
There are no limitations for what you can do with your personal loan! People generally get personal loans to help with home repairs, a vacation or an unexpected expense.
Yes, we have many lenders in our panel that work with customers who have less than perfect credit or no credit at all. What's more, by accepting a loan offer you may improve your credit score when you make your repayments on time. Many of our lenders report to the main credit reference agencies who will report your on-time payments. Be aware though that they will also report late or missed payments so please don’t request a loan if you cannot afford to repay it